WealthONE Bank of Canada GIC rates compared
WealthONE Bank of Canada's best posted rate is 3.70% on a 1-year term. That is the highest we track for that term. Both are covered by deposit insurance.
Get WealthONE GICsHow do WealthONE Bank of Canada's GIC rates compare to the best in Canada?
On a 5-year term WealthONE Bank of Canada posts 4.30%, the highest rate we track. Every other term it publishes is compared the same way below.
| Term | WealthONE Bank of Canada | Best in Canada | Gap | Leader |
|---|---|---|---|---|
| 1-year | 3.70% | 3.70% | Leads | — |
| 2-year | 3.95% | 3.95% | Leads | — |
| 3-year | 4.05% | 4.05% | Leads | — |
| 4-year | 4.10% | 4.10% | Leads | — |
| 5-year | 4.30% | 4.30% | Leads | — |
Is WealthONE Bank of Canada's GIC covered by CDIC?
Yes. WealthONE Bank of Canada is a branchless CDIC member bank, so an eligible GIC held here is protected to $100,000 per depositor, per insured category.
Federal. $100,000 per depositor, per member institution, per insured category.
Where do these WealthONE Bank of Canada rates come from?
Directly from WealthONE Bank of Canada's own posted rate page at wealthonebankofcanada.com, read by hand on 2026-09-04. The page dates the rates themselves 2026-08-26.
All 6 terms WealthONE Bank of Canada posts were captured in that read. No aggregator, no feed, no affiliate link.
WealthONE Bank of Canada's posted rates on wealthonebankofcanada.comHow we collect and check ratesWho should buy a GIC from WealthONE Bank of Canada?
Anyone who wants the highest posted rate we track at 1-year, 2-year, 3-year, 4-year and 5-year. Nothing else in the table pays more for those terms.
Common questions about WealthONE Bank of Canada GICs
What is WealthONE Bank of Canada's minimum GIC deposit?
$1,000, at the top of the $100 to $1,000 range the 10 published minimums cover. It is the common figure rather than an unusual one: several higher-paying issuers ask the same.
Does WealthONE Bank of Canada have the best GIC rate in Canada?
On a 5-year term it does. WealthONE Bank of Canada posts 4.30% and nothing else we track pays more. The table above runs the same comparison across all 5 terms.
Which GIC terms does WealthONE Bank of Canada offer?
6 terms are posted on wealthonebankofcanada.com, from 1 year to 5 years. The comparison table above covers the 5 annual terms where enough issuers publish a rate for a market comparison to mean anything.
Does WealthONE Bank of Canada pay GIC interest monthly?
WealthONE Bank of Canada does not post a separate interest-paid-monthly rate on wealthonebankofcanada.com, so we do not publish one. Where an issuer posts one it is always lower than the compounding rate, which makes it worth asking before you choose monthly income.
Are these WealthONE Bank of Canada rates promotional?
No. These are WealthONE Bank of Canada's standard posted rates, which its own page dates 2026-08-26; we read them on 2026-09-04. Limited-time promotions are noted separately rather than used to move an institution up the ranking, because a promotional rate that expires before your term does is not a rate you can rely on.
How we collect and check ratesWhat would WealthONE Bank of Canada's 1-year rate pay on your deposit?
On $50,000 it pays $1,850 in interest over the full term. Change the amount to see what that becomes on yours, then compare it against the leader.
Get next month's rates by email
One email a month with the best verified rate for every term, read off 15 issuers' own pages the same way every rate on this site is.
Independent and unaffiliated. Rates are read from WealthONE Bank of Canada's own posted page at wealthonebankofcanada.com and may change without notice. Educational information only, not financial advice. Published by Croton Holdings LLC. Corrections to daniel@crotoncontent.com.