Achieva Financial GIC rates compared
Achieva Financial's best posted rate is 3.65% on a 1-year term. The best rate available in Canada for that term is 3.70%, from WealthONE Bank of Canada. Both are covered by deposit insurance.
Get Achieva GICsHow do Achieva Financial's GIC rates compare to the best in Canada?
On a 5-year term Achieva Financial posts 4.10% against 4.30% from WealthONE Bank of Canada, the best we track. Every term it publishes is compared the same way below.
| Term | Achieva Financial | Best in Canada | Gap | Leader |
|---|---|---|---|---|
| 1-year | 3.65% | 3.70% | −0.05 pts | WealthONE Bank of Canada |
| 2-year | 3.75% | 3.95% | −0.20 pts | WealthONE Bank of Canada |
| 3-year | 3.95% | 4.05% | −0.10 pts | WealthONE Bank of Canada |
| 4-year | 3.90% | 4.10% | −0.20 pts | WealthONE Bank of Canada |
| 5-year | 4.10% | 4.30% | −0.20 pts | WealthONE Bank of Canada |
Is Achieva Financial's GIC covered by DGCM?
Yes, though not by CDIC. Achieva Financial is a credit union regulated in Manitoba, so its deposits are guaranteed in full by the Deposit Guarantee Corporation of Manitoba, with no dollar limit and no per-category arithmetic to do.
Manitoba. All deposits guaranteed without limit.
Where do these Achieva Financial rates come from?
Directly from Achieva Financial's own posted rate page at achieva.mb.ca, read by hand on 2026-09-04. Achieva Financial does not date its posted rates, so the read date is the only currency guarantee available.
All 5 terms Achieva Financial posts were captured in that read. No aggregator, no feed, no affiliate link.
Achieva Financial's posted rates on achieva.mb.caHow we collect and check ratesWho should buy a GIC from Achieva Financial?
Anyone holding more than $100,000 in one place. DGCM guarantees deposits here in full, where CDIC stops at $100,000 — and the rate gap to the leader is 0.05 points at 1-year.
Common questions about Achieva Financial GICs
What is Achieva Financial's minimum GIC deposit?
$1,000, at the top of the $100 to $1,000 range the 10 published minimums cover. It is the common figure rather than an unusual one: several higher-paying issuers ask the same.
Does Achieva Financial have the best GIC rate in Canada?
Not on a 5-year term. Achieva Financial posts 4.10% there, against 4.30% from WealthONE Bank of Canada: a gap of 0.20 points on the same term, for the same non-redeemable product. The table above runs the same comparison across all 5 terms.
Which GIC terms does Achieva Financial offer?
5 terms are posted on achieva.mb.ca, from 1 year to 5 year. The comparison table above covers the 5 annual terms where enough issuers publish a rate for a market comparison to mean anything.
Does Achieva Financial pay GIC interest monthly?
Achieva Financial does not post a separate interest-paid-monthly rate on achieva.mb.ca, so we do not publish one. Where an issuer posts one it is always lower than the compounding rate, which makes it worth asking before you choose monthly income.
Are these Achieva Financial rates promotional?
No. These are Achieva Financial's standard posted rates, read from achieva.mb.ca on 2026-09-04. Achieva Financial does not date its posted rates, so that read date is the only currency guarantee available here. Limited-time promotions are noted separately rather than used to move an institution up the ranking.
How we collect and check ratesWhat would Achieva Financial's 1-year rate pay on your deposit?
On $50,000 it pays $1,825 in interest over the full term. Change the amount to see what that becomes on yours, then compare it against the leader.
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Independent and unaffiliated. Rates are read from Achieva Financial's own posted page at achieva.mb.ca and may change without notice. Educational information only, not financial advice. Published by Croton Holdings LLC. Corrections to daniel@crotoncontent.com.